If retirement is creeping up on you this year, the idea of setting goals for the new year can be an even more daunting crossroads than usual. After decades of balancing work, family, and daily responsibilities, you finally have the time to ask yourself: “What do I really want to do with this next chapter?” […]

Navigating the path to buying your first home is thrilling, but past credit issues—those “credit ghosts”—can make the journey unexpectedly daunting. Whether it’s a forgotten bill or more serious financial missteps, these blemishes on your credit history can lurk in the shadows, waiting to disrupt your home-buying plans. Understanding these challenges and how to address […]

Becoming a homeowner is a huge milestone in one’s life, and for self-employed individuals in Canada, the journey to securing a mortgage can present, lets just call a spade a spade, some challenges. While traditional employees often find it relatively straightforward to obtain a mortgage, the self-employed often face additional hurdles. In this blog post, […]